Capital Life™
A flexible planning strategy for funding your life insurance needs

Efficient underwriting

Industry leading loan terms

One-time underwriting

Learn more about Capital Life™

Learn more about Capital Life™

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A flexible planning strategy for funding your life insurance needs
Financing your life insurance premium may provide you and your loved ones financial protection while transferring wealth to your beneficiaries free of federal estate tax.  Financing your life insurance premium also allows you to secure the insurance needed for family, estate planning, or business succession purposes without being forced to liquidate appreciating assets.

Why use Capital Life?
Financing your life insurance premium at a low rate allows you to keep existing earning assets in place without liquidating assets, which may result in income or capital gains taxes, while providing other tax benefits.